365 FINANCIAL SERVICES

Apply for a payday loan

Quick, short-term loans for salaried people. One repayment on your next payday.

Start my application

How it works

  1. Give your name, cellphone and the amount, and upload your ID, latest payslip and 3 months' bank statements.
  2. Send us the WhatsApp message the page gives you, so we know the number is yours.
  3. We check your documents and confirm the amount and repayment date with you on WhatsApp.
  4. The money is paid into your bank account.
  5. Repay the full amount on your payday, using the reference we give you.

What it costs

You borrowR1,000
Interest (35%)R350
Admin feeR40
You repay on paydayR1,390
If you pay late: 20% is added if payment is more than 3 days late (R1,390 becomes R1,668). If it is still unpaid 14 days after the due date, 35% of the balance is added (R2,251.80), due on your next payday.

Your application

Your documents

Clear photos or PDFs, up to 10 MB each. We read your ID number, employer, payday and pay from these, so you don't have to type them.

Questions

Who can apply?

People with a salary paid into a bank account on a set payday.

Can I have more than one loan?

One loan at a time. A new loan is possible once the previous one is paid.

When do I repay?

In one payment on the payday we agree with you, after your salary is paid.

What happens to my documents?

We use them only to assess your application. If it is not approved, we delete your details and documents and let you know.